Indigo Card

The Indigo Mastercard is among the worst cards a person looking for a way to improve credit scores could get. They approve the poor soul for a less-than-serious $300 credit line, which is kids money, not an adults. Its a joke, really, but, If this werent bad enough, then they charge the poor consumer a $99 fee, effectively eating up the credit line to the tune of around 33% (this level of utilization alone could hurt ones scores), setting the poor consumer up for using that card to its limit and causing a significant ding to the scores. This seems to fly in the face of the creditors goal of helping people rebuild credit. As I see it, this is classic American exploitation of vulnerable people without many resources, a kind of bullying by financial thugs, and, in a normal country, this would be very illegal, exploiting and harming citizens this way. I prequalified today and immediately cancelled the card the minute I saw those horrendous numbers. I suggest you do the same, dear consumer! User's recommendation: Try Capital One or Credit One. Do a little research and you’ll find there’s a core group of creditors out there who really do offer a decent path to good credit.