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Indigo Card

Indigo Card

www.indigocard.com
What is your customer experience with Indigo Card?

Indigo Card Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Overall Customer Rating and Sentiment

Indigo Card has a 1.9 star rating from 204 reviews with mostly dissatisfied consumers and 27% would recommend it.

Key Takeaways for Future Customers

  • Read Indigo Card reviews for recurring reports about high annual fee and low credit limit.
  • Expect long processing times and difficulty reaching customer service by phone.

Negative Feedback / Risk Areas

  • Frequent Indigo Card customer complaints mention outsourced phone support and billing errors.
  • Many report locked accounts, identity theft issues, and trouble obtaining refunds.

Positive Feedback

Some customers say reps resolved payment issues and the card can help build credit when it works.

View full overview ›

Media from reviews

Indigo Card - Very bad card
Indigo Card - My password and phone number changedIndigo Card - My password and phone number changed - Image 2Indigo Card - They will ruin your credit, not help it!Indigo Card - I’m being charged $634 for a card I never used or activatedIndigo Card - PaymentIndigo Card - Horrible people and service
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Resolved
Jan I Mur

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Reading, Pennsylvania

Resolved: Dishonest Company

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AI Highlights
  • - Approved for Indigo Mastercard Sep 2025 via Credit Karma.
  • - Identity theft claims were not initiated by me; replacement card not sent; CFPB complaint filed.
Updated by user Apr 12, 2026

They finally issued a new credit card. It's important to stay on top of your credit and credit reports. My issue started when I had to place extended fraud alerts on my credit reports due to identity theft that occurred in 2019 & 2021.

Original review Mar 27, 2026
So I applied for Indigo Mastercard through Credit Karma in September 2025 and was approved, was sent the card, used the card and paid on the card. Then all of a sudden out of the blue I get a letter stating there was an Identity theft claim made.

Then I received another letter same thing so I called the number in the letter. I asked about this so called Identity theft claim and they said that I claimed Identity theft on my credit card. This never happened, I did file Identity theft from 2019,2020,and 2021 that obviously had nothing to do with this card as I only applied for it September 2025. Then I'm told they'll add a note I didn't initiate this Identity theft claim and my card would be able to be used once unlocked in 7 - 10 business days only to find out that that is not what happened.

They literally closed the card I have in my possession and replaced with a different card but refuse to send it to me due to this so called Identity theft claim. I have now reported them to the CFPB and they have not answered the complaint as of yet. I also want to point out I called the number on the back of the credit card and when first answered it said thank you for calling Indigo customer service then changed that I was talking to a debt collector.

I also received a 3rd letter saying if my identity isn't proven they're closing the account in 30 days. At this point they can close it because it seems they're nothing but a scam.
Cons:
  • Not acting like a reputable credit card company
  • Scam company
  • Deceitful

Preferred solution: I want them to reinstate my credit card that I have in my possession and if that can't be done close the account

User's recommendation: Whatever you do DO NOT apply for this card

View full review
Marci S Skb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Omaha, Nebraska

Indigo credit card not only charges you monthly fees and I 30% interest, but it says they will charge me $250 at the end of the year as a yearly payment and they have been charging extra interest

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They charge way too many extras, $250 a year, 30% interest, other monthly fees, highway robbery. It's a complete rip-off.

Cons:
  • 30 percent interest rates monthly fees and 250 a year which they never showed

Preferred solution: Price reduction

User's recommendation: Don't get this card

View full review
Anonymous
map-marker Mesa, Arizona

Card identity theft

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Someone was able to use my identity to get a credit card under my name. They spent almost $700 and maxed out the card that they were able to get under my name.

View full review
Amanda C Zqr
map-marker Picayune, Mississippi

Need new card

Updated by user Feb 11, 2026

Everytime I call the number beeps twice and hangs up.

Original review Feb 10, 2026

Every time you call, it beeps twice and hangs up! I want to either get a new card or cancel, and I can't do that!

Preferred solution: I want to close this account but you can’t get in touch with anyone

View full review
Shanna Lee D

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Charge

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AI Highlights
  • - Fraudulent account opening.
  • - A $3 monthly fee was charged; it was reversed.
  • - They asked for a police report and forms, and the account was closed.

Fraud opening of account. Charged 3 dollars a month fee to have.

Theyvwanted a police report and forms filed for this. We said no for just 3.oo so finally it got reversed and closed after another of issue.

Preferred solution: Full refund

View full review
Darran Vut
map-marker San Antonio, Texas

Payment options

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Made past due amount; I was able to resolve my issue. The representative was very helpful and was able to help me with my issue.

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Suzanne H Wcf
map-marker Carlsbad, California

I cannot log into my account

Not accepting my password, and I got information in the mail about my account being locked for some reason.

Preferred solution: Information on why or if my account is locked and help to get into my account logging in

View full review
Joscelyn A Xfi
map-marker Seville, Seville

Card Not working

AI Highlights
  • - Card doesn't work while abroad.
  • - Phone number on the back is incorrect.
  • - No way to find a contact number for help.
  • - Back of the card shows a false number.

Hello, I'm out of the country and trying to use my card, and it's not working. I tried calling the phone number on the back of the card, and it's a wrong number.

I need assistance, and there is no way to find a contact number for help. Horrible system and false number printed on the back of the card.

Preferred solution: I wanna be able to use my card

View full review
Clifford N Iry

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

This is the deck I have a credit card in my name apparently in my credit report for Cb Indigo this is the number they gave me and asked for $300 limit and there’s zero balance. I wanna know why it’s o

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I paid this car out many years ago and I do not have a card by your company or your bank. Can you please explain to me whats going on?

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Rozetta Gzh

Out of country can't use card

I'm sorry in Panama on vacation. My credit card decline.

I need to fix this situation. How am unable yonusey card out of the united states?

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Trini Iga

Traveling

Card being declined on vacation. Need assistance to advise traveling Please call me 845 774 **** or email me jonnie0045@***.com

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Jamillah Fvv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Trying to check balance...company phone number has been busy for 3 days

Phone number is busy...has been for 3 days...can't check balance or pay card...trying to pay card off

View full review
Bill Xwa

I apply for a card and I had the wrong address in.

Call me or have a number that works. What is your phone number or can someone call me? Thank you Raymond Aguilar

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Shantele Szf

Pissed off and a rip off

AI Highlights
  • - Paid the bill by phone 3 days before the due date.
  • - Text says the bill is overdue and the payoff shows $1,000.
  • - This card is a rip off.

I paid my credit card bill over the phone 3 days before the due date and I get a text telling me it's over due and not only that my pay off is a thousand dollars when I didn't even have that to spend on it to begin with. Not only that they have called me every day before it was due. This card is a rip off major!!

User's recommendation: Rip off

View full review
Effa Vqe

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Didn't use the indigo master card

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Too many hidden fees. Be careful before you activate your card.

You should not start with a balance. Just know that there are some institutions that do not do as they promise.

User's recommendation: Be careful before u activate your card. Hiddem fees are everywhete.

View full review
Anonymous
map-marker Potsdam, New York

Apply for card

Company did nothing wrong, I accidentally hit pissed consumer , trying to apply for a credit card from Indigo ! My apologies!!!

View full review

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