There is no email address

I canceled the card. I dont want it. Stop emailing me the same thing. This the fourth duplicate email.
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ID
#4629884 Review #4629884 is a subjective opinion of poster.
Location
Abingdon, Maryland

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Make a payment

I decided to pay the 286 over the phone and then guy said that he canceled the 200 that I had scheduled but he lied and it caused my account to go into 100 dollars in overdraft fees and I also only got 200 of the 286 because for some reason the 86 is on hold until the 11th and my 200 won't be mailed out for 30 days. Talking bout f#$$ing up my life. Jesus christ that's bad business
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ID
#4497686 Review #4497686 is a subjective opinion of poster.
Cons
  • You guys messed up my light bill money
Loss
$240

Cancel new credit card replacement

I have had nothing but problems with this company. You can on get $100 cash advance per day, they cannot change your PIN number at that moment they must send it through the mail which takes up to 3 weeks.

User's recommendation: Don’t use them. They are not customer friendly!

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ID
#4579117 Review #4579117 is a subjective opinion of poster.
Location
Miami, Florida

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A Very Bad Credit Trap for the Vulnerable.

Original review updated by user Feb 20, 2023
The Indigo Mastercard is among the worst cards a person looking for a way to improve credit scores could get. They approve the poor soul for a less-than-serious $300 credit line, which is kids money, not an adults. Its a joke, really, but, If this werent bad enough, then they charge the poor consumer a $99 fee, effectively eating up the credit line to the tune of around 33% (this level of utilization alone could hurt ones scores), setting the poor consumer up for using that card to its limit and causing a significant ding to the scores. This seems to fly in the face of the creditors goal of helping people rebuild credit. As I see it, this is classic American exploitation of vulnerable people without many resources, a kind of bullying by financial thugs, and, in a normal country, this would be very illegal, exploiting and harming citizens this way. I prequalified today and immediately cancelled the card the minute I saw those horrendous numbers. I suggest you do the same, dear consumer! User's recommendation: Try Capital One or Credit One. Do a little research and you’ll find there’s a core group of creditors out there who really do offer a decent path to good credit.
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ID
#4382467 Review #4382467 is a subjective opinion of poster.
Preferred solution
I’d like to see them get out of the low-credit-score business.
New Reviewer

POOR CUST RELATIONS

REPORTS TO ALL 3 CREDIT AGENCIES EVEN IF IN DISPUTES!!! I CALLED AND REQUESTED COPIES OF BILLS AND NEVER RECEIVED THEM!!! I BELEIVE MOST OF THE DEBT IS LATE CHARGES AND INTEREST!!! THEY JUST AUTOMATICALLY SENT TO CREDIT REPORTING AGENCIES!!!

User's recommendation: DON'T USE!!!

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ID
#4470926 Review #4470926 is a subjective opinion of poster.
Preferred solution
REMOVED FROM ALL 3 CREDITR AGENCIES!!!

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No mobile app

I need a mobile app. To add an authorized user should be a separate card number. I was disappointed that my card has to be used

User's recommendation: Use it and pay it off.

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ID
#4428529 Review #4428529 is a subjective opinion of poster.
Pros
  • Fast approval
Cons
  • Interest is competitive but still high
Preferred solution
A credit increase

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Credit amount